Working With You
At Financial Design (IFA) Ltd, we believe that you and your family deserve personal and professional financial advice that truly meets your needs.
Our Commitment to You:
• Building Lasting Relationships: We focus on creating strong, long-term relationships to help you meet your financial objectives.
• Specialist Advice: Our team of experts is dedicated to turning your financial goals into reality.
• Transparent Fees: We provide a clear and transparent fee structure, allowing you to make informed decisions about the best solutions for you.
Establishing Your Goals
Your short, medium, and long-term goals are as important to us as they are to you. During this initial stage, we will:
Identify your top financial priorities.
Define your short, medium, and long-term goals.
Clarify whether your goals require simple or more complex solutions.
Working on Achieving Your Goals
To help you achieve your goals, we will:
• Review Your Assets and Liabilities: We’ll assess your financial situation to determine your starting point.
• Prioritise Your Goals: Together, we’ll establish an order of priority and a realistic timeline for each goal.
• Consider Inflation: We’ll factor in how inflation may affect the achievement of your goals.
Analyse & Evaluate
During this stage of the quality advice process we will:
Look in detail at your assets; these typically include:
Your home
Investments
Bank accounts, and pension plans.
Look in detail at your liabilities; these typically include
Your mortgage
Other loans
Credit card debt
Hire purchase arrangements Overdrafts
Calculating your net worth and identifying opportunities for improvement
Assessing your tax status and exploring tax-efficient solutions to enhance your financial plan
Develop Your Plan
Based on our analysis, we will:
Present a detailed, personalised plan outlining the recommended solutions
Highlight the features, benefits, and tax implications of your plan
Provide a ‘Key Facts’ document along with a clear illustration of costs
Implement Your Plan
To ensure a seamless implementation, we will:
Handle all paperwork for the agreed products and solutions on your behalf.
Coordinate with product providers to ensure everything proceeds smoothly.
Confirm that all documents align with your expectations.
Monitoring Your Plan
We believe regular reviews are essential to keeping your plan on track. During this stage, we will:
Provide updates on your plan’s performance since the last review.
Discuss any changes in your life or objectives
Revisit and adjust your financial plan as needed.
Agree on the frequency of regular reviews based on your needs and the complexity of your investments
The majority of our clients want to ensure their financial plan stays on track to meet their goals. Contact us to safeguard your financial future and keep your financial plan moving forward. Contact Us To Safeguard Your Financial Future