Expert independent financial advisers 

As professional Independent Financial Advisers, Financial Design (IFA) Ltd are authorised to provide a wide range of financial services. We specialise in offering advice on personal and business financial planning. We take the time to listen to your needs and offer clear, no-jargon advice on the most suitable financial products for your unique circumstances. 
 

Why Do You Need an Independent Financial Adviser? 

As Financial Advisers, Financial Design (IFA) Ltd has access to all UK-regulated products and services. Unlike a Tied Agent or Company Representative, who can only advise on and offer products from the company they represent, we can provide impartial advice and recommend the most appropriate products for you. This ensures that you benefit from choice, value for money, and our high-quality service. 
 

Planning For Retirement & Retirement Options 

Maintaining your standard of living in retirement is a concern for many people. The Government’s message that individuals need to be taking more responsibility for their financial wellbeing must be taken on board with the State no longer providing an adequate retirement pension, the rapid decline in final salary pension schemes and increased longevity. 
 

Mortgages & Protection 

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from competent and qualified advisers. Whether you are a first time buyer, looking to re-mortgage, purchase a second home or even looking to release equity to provide income in retirement. This is where our advisers excel. 

Inheritance Tax Planning 

Did you know that more and more people are becoming liable to Inheritance Tax (IHT), yet it can be a mitigated tax. Even with the effective doubling of the IHT threshold for married couples (and civil partnerships) many people are still being caught by this tax. 
 

Savings & Investments 

At Financial Design, we understand the importance of a well-balanced investment strategy. We aim to ensure that our clients benefit from expert advice and have a safe and diversified portfolio. Our long-established team of Independent Financial Advisers have the highest technical and management abilities to help you navigate the complex world of advanced financial planning. 
 
As Independent Financial Advisers, we have expertise which spans a wide spectrum of financial services, catering to anyone needing expert financial advice, including Limited Company Owners, High net worth individuals, and self-employed business owners. Our clients are located all over the United Kingdom, and we are dedicated to providing a thorough, comprehensive, and innovative service to meet their needs. 
Today, the world of traditional financial services is rapidly evolving, and we are here to help you navigate that journey. Whether you are looking for advice on Private Medical Insurance, Income Protection plans, Group Life, Group Personal Pensions, Personal Pensions, or Venture Capital Trusts schemes, we have the knowledge and experience to assist you. 
One of the major benefits our clients receive is that we offer a quarterly investment committee that keeps our clients investments up to date with the current climate we’re in. If you are in need of Expert Financial Advisers, then look no further than Financial Design (IFA) Ltd. Our team is here to offer you expert advice and support for all your financial planning needs. Contact us today to get started on your financial journey.